Clear Fundd

1. Acceptance of Terms

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy, which is incorporated by reference. If you are using our Services on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms and Conditions.

We reserve the right to change or modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our Services after any such changes constitutes your acceptance of the new Terms and Conditions.

2. Service Description

Clear Fundd provides financial analytics tools and educational resources to help users build effective budgeting strategies and planning plans. Our Services include but are not limited to:

• Financial analytics and planning tools
• Educational content about financial literacy
• Budget management resources
• Financial planning guidance information

We may update, modify, or discontinue any aspect of our Services at any time without prior notice.

3. User Accounts

3.1 Account Creation

To access certain features of our Services, you may need to create an account. When you create an account, you must provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3.2 Account Security

You agree to:

• Notify us immediately of any unauthorized use of your account or any other breach of security
• Ensure that you log out of your account at the end of each session
• Take reasonable measures to maintain the security of your account credentials

3.3 Account Termination

We reserve the right to suspend or terminate your account and access to our Services at any time, for any reason, without notice or liability, including if we believe you have violated these Terms and Conditions.

You may also terminate your account at any time by contacting us or using the account termination feature if available.

4. User Responsibilities and Conduct

4.1 General Conduct

When using our Services, you agree to:

• Comply with all applicable laws, regulations, and these Terms and Conditions
• Respect the rights and dignity of others
• Use our Services only for lawful purposes
• Provide truthful and accurate information

4.2 Prohibited Activities

You agree not to engage in any of the folloprogressg prohibited activities:

• Using our Services for any illegal purpose or in violation of any laws
• Attempting to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running our Services
• Using any robot, spider, crawler, scraper, or other automated means to access our Services
• Bypassing measures we may use to prevent or restrict access to our Services
• Uploading or transmitting viruses, malware, or other malicious code
• Collecting or harvesting any information from our Services, including account names or information about other users
• Impersonating another person or entity, or falsely stating or misrepresenting your affiliation with a person or entity
• Posting, uploading, or distributing content that is unlawful, defamatory, harassing, or invasive of another's privacy
• Using our Services to send unsolicited commercial messages or advertisements

4.3 Content Submission

If our Services allow you to post, upload, or share content, you are solely responsible for the content that you post. By posting content, you represent and warrant that:

• You own or have the necessary rights to use and authorize us to use the content
• The content does not infringe upon any third party's intellectual property rights, privacy rights, or other rights
• The content complies with these Terms and Conditions and all applicable laws

5. Intellectual Property Rights

5.1 Our Intellectual Property

The content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the compilation thereof, are owned by Clear Fundd, our licensors, or other providers of such material and are protected by United Kingdom and international copyright, transfermark, patent, transfer secret, and other intellectual property or proprietary rights laws.

These Terms and Conditions permit you to use our Services for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services, except as follows:

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and vieprogressg those materials
• You may store files that are automatically cached by your web browser for display enhancement purposes
• You may print or download one copy of a reasonable number of pages of the website for your own personal, non-commercial use and not for further reproduction, publication, or distribution

5.2 Exchange knowledgemarks

The Clear Fundd name, logo, and all related names, logos, product and service names, designs, and slogans are transfermarks of Clear Fundd or its affiliates or licensors. You must not use such marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on our Services are the transfermarks of their respective owners.

5.3 User Content License

By posting, uploading, or otherwise submitting content to our Services, you grant Clear Fundd a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

You represent and warrant that you own or control all rights in and to the content that you post and have the right to grant the license above.

6. Third-Party Content and Services

6.1 Third-Party Links

Our Services may contain links to third-party websites or services that are not owned or controlled by Clear Fundd. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Clear Fundd shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

6.2 Third-Party Content

Certain content, products, and services available via our Services may include materials from third parties. We are not responsible for examining or evaluating the content or accuracy of any third-party materials and shall not be liable for any third-party materials or websites, or for any other materials, products, or services of third parties.

7. Disclaimers and Limitations of Liability

7.1 No Financial Advice

The information provided through our Services is for educational and informational purposes only. It is not intended to be and does not constitute financial advice, planning advice, trading advice, or any other type of advice. You should not make any financial, planning, trading, or other decision based on any of the information presented on our Services without undertaking independent due diligence and consultation with a professional financial advisor.

7.2 Disclaimer of Warranties

YOUR USE OF OUR SERVICES IS AT YOUR SOLE RISK. OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. CLEAR FUNDD EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

CLEAR FUNDD MAKES NO WARRANTY THAT:

• OUR SERVICES WILL MEET YOUR REQUIREMENTS
• OUR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE
• THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF OUR SERVICES WILL BE ACCURATE OR RELIABLE
• THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH OUR SERVICES WILL MEET YOUR EXPECTATIONS

7.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CLEAR FUNDD, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE OUR SERVICES
• ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON OUR SERVICES
• ANY CONTENT OBTAINED FROM OUR SERVICES
• UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

IN ANY EVENT, OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS SHALL NOT EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING OUR SERVICES DURING THE TWELVE (12) MONTHS PRIOR TO BRINGING THE CLAIM.

8. Indemnification

You agree to defend, indemnify, and hold harmless Clear Fundd, its directors, employees, partners, agents, suppliers, and affiliates from and aimprovest any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms and Conditions
• Your use of our Services
• Your violation of any rights of a third party
• Your violation of any applicable laws, rules, or regulations

9. Governing Law and Dispute Resolution

9.1 Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

9.2 Dispute Resolution

Any dispute arising out of or in connection with these Terms and Conditions, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by arbitration under the rules of the London Court of International Arbitration, which rules are deemed to be incorporated by reference into this clause. The number of arbitrators shall be one. The seat, or legal place, of arbitration shall be London, England. The language to be used in the arbitral proceedings shall be English.

9.3 Class Action Waiver

YOU AND CLEAR FUNDD AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION.

10. Subscription and Payment Terms

10.1 Subscription Services

Some of our Services may be available on a subscription basis. By subscribing to our Services, you agree to pay the applicable fees as they become due.

10.2 Payment Methods

We accept various payment methods for our subscription services. You agree to provide current, complete, and accurate purchase and account information for all purchases made through our Services. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed.

10.3 Automatic Renewal

Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. You can manage your subscriptions and turn off auto-renewal through your account settings or by contacting us.

10.4 Free Trials

We may, at our sole discretion, offer a subscription with a free trial for a limited period of time. You may be required to enter your payment information to sign up for the free trial. If you do, we will not charge you for the free trial period. However, if you do not cancel your subscription prior to the end of the free trial period, we will automatically charge your payment method for the subscription fees for the first billing cycle of your subscription.

10.5 Price Changes

We reserve the right to adjust pricing for our Services or any components thereof in any manner and at any time as we may determine in our sole and absolute discretion. Except as otherwise expressly provided for in these Terms and Conditions, any price changes will take effect folloprogressg notice to you.

10.6 Refunds

Refunds are governed by our Refund Policy, which is incorporated by reference into these Terms and Conditions.

11. Termination

We may terminate or suspend your account and access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms and Conditions.

Upon termination, your right to use our Services will immediately cease. If you wish to terminate your account, you may simply discontinue using our Services or contact us to request account deletion.

All provisions of these Terms and Conditions which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Changes to Terms and Conditions

We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using our Services.

13. General Provisions

13.1 Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any other legal notices published by us on our Services, shall constitute the entire agreement between you and Clear Fundd concerning our Services.

13.2 Waiver and Severability

Our failure to enforce any right or provision of these Terms and Conditions will not be considered a waiver of those rights. If any provision of these Terms and Conditions is held to be invalid or unenforceable by a court, the remaining provisions of these Terms and Conditions will remain in effect.

13.3 Assignment

You may not assign or transfer these Terms and Conditions, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms and Conditions without such consent will be null and void. We may assign or transfer these Terms and Conditions, at our sole discretion, without restriction.

13.4 Notices

Any notices or other communications provided by us under these Terms and Conditions, including those regarding modifications to these Terms and Conditions, will be given: (i) via email; or (ii) by posting to our Services. For notices made by email, the date of receipt will be deemed the date on which such notice is transmitted.

13.5 No Partnership

Nothing in these Terms and Conditions is intended to, or shall be deemed to, establish any partnership or joint venture between you and Clear Fundd, nor authorize you to make or enter into any commitments for or on behalf of Clear Fundd.

13.6 Third-Party Rights

A person who is not a party to these Terms and Conditions shall not have any rights to enforce any term of these Terms and Conditions.

14. Contact Us

If you have any questions about these Terms and Conditions, please contact us at: